Terms & Conditions

    Terms & Conditions for Vima Insurance

    Last Updated: 10.04.2025

    Welcome to Vima Insurance (including our brand TermVeera). By accessing and using our website and services, you agree to comply with the following terms and conditions.

    1. Service Description

    Vima Insurance provides insurance advisory and support services to help individuals identify and select suitable term insurance products. We do not underwrite or issue policies directly. All policies are underwritten and issued by IRDAI-licensed insurance companies with whom we have partnerships.

    2. Accuracy & Updates

    We strive to ensure that all information on our website, including product details and insurer information, is accurate and up-to-date. However, we cannot guarantee that information provided by third-party insurers remains current at all times. Users are advised to read the official policy documents and consult directly with insurers before making any purchase decisions.

    3. Eligibility

    To use our services, you must be at least 18 years old and legally capable of entering into binding contracts under applicable law.

    4. Limitations of Liability

    Vima Insurance shall not be held liable for any direct, indirect, incidental, or consequential losses or damages resulting from:

    • •Decisions made based on information provided on our website or through our advisory services.
    • •Delays in policy issuance or processing due to insurer-side operations.
    • •Unavailability of specific insurance products offered by third-party insurers.

    5. Third-Party Links

    Our website may contain links to third-party websites, including insurer portals and payment gateways. We do not control or endorse these sites and are not responsible for their content, privacy practices, or terms.

    6. Changes to Terms

    We reserve the right to modify or update these Terms & Conditions at any time. Continued use of our website and services after changes are posted constitutes your acceptance of the revised terms.

    7. Governing Law

    These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Chennai, India.

    Contact Us

    For any questions or concerns regarding these Terms & Conditions, please reach out to us at: