Coverage employees can count on when it matters most.
Financial protection for employees, wherever accidents happen. VIMA makes Group Personal Accident cover easy to implement and manage.
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Protection beyond the workplace.
Group Personal Accident cover pays a defined benefit if an employee suffers an accidental injury, disability, or death, anywhere, anytime. Because payouts aren't tied to hospital bills, employees and their families receive direct financial support when they need it most. For global companies, it's one of the most cost-effective ways to strengthen a benefits program in India.
Accidental death
A lump sum paid to the employee's nominated family.
Permanent disability
Total & partial — scaled benefits paid by the severity of the injury.
Temporary disability
Weekly income paid while the employee recovers.
Medical extension
Accident-related hospitalization and treatment costs.
Worldwide, 24/7
Cover on duty, commuting, and off the clock.
Optional add-ons
Education benefit, funeral costs, ambulance, repatriation.
A trusted partner for your India employee benefits program.
Global employers often struggle to find the right fit: too small for priority treatment from large brokers, but needing more structure and support than most local providers offer. VIMA was built specifically to serve that need.
Technology
Centralized policy administration, employee records, endorsements, and reporting tools that make it easier to manage benefits across your India workforce.
Support
Dedicated assistance when accidents occur. From claim guidance to insurer coordination, we help employees and their families access benefits when they need them most.
Expertise
Independent advice on benefit design, coverage levels, insurer selection, and policy terms. We help build a program that fits your workforce and budget.
From discovery to coverage in four stages.
Tell us about your team
Share your India headcount, roles, and any existing cover. We listen first and recommend second.
We design & compare
We model benefit scales, take your program to the market, and bring back options with a clear recommendation.
You go live
We handle enrollment, issue certificates, and set up your console — usually within days of sign-off.
We run it for you
Ongoing changes, claims support, and a benchmarked renewal each year. You stay informed, not buried.
Let's design the right program together.
Bring us your India headcount and current cover. We'll benchmark the market, identify gaps and opportunities, and show you how the program could be improved, at no cost.
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