Group Health Insurance That Works for Your Employees and Your Business
Make better benefits decisions with independent advice, stronger cost management, and expert day-to-day support.
Trusted by growing companies, GCCs, multinational employers, and people-first businesses.
What is group health insurance (GHI)?
Group Health Insurance (GHI) is an employer-sponsored medical policy that covers your employees and, where you choose, their dependents for hospitalization and related medical expenses in India. It's the foundation of most benefits programs and the cover your employees are most likely to use.
With VIMA, the policy is placed with a licensed insurer and administered by us, so your team interacts with one partner from enrollment through claims.
Key Benefits
Cashless Hospitalization
Access to 10,000+ network hospitals across India with seamless cashless claims.
Employee + Family Coverage
Cover employees, spouses, children, and parents under a single group plan.
100% Tax Deductible
Premiums are fully deductible under Section 37(1) of the Income Tax Act.
Pre-Existing Disease Cover
No waiting period for pre-existing conditions from Day 1 of the policy.
Day Care Procedures
Coverage for 500+ day care procedures that don't require 24-hour hospitalization.
Flexible Sum Insured
Customizable coverage amounts for different employee grades and designations.
Why Choose VIMA
The best employee benefits programs don't stop at insurance. They create trust, improve employee experience, and give employers the visibility and support they need to make better decisions.
Independent Advice
As an independent insurance broker, we compare multiple insurers and plans.
Year-Round Support
From onboarding and policy administration to claims assistance and employee education.
Renewal & Cost Management
We analyze claims experience, benchmark market options, negotiate with insurers.
Group Health Insurance Services for Employers
Benefits Management for Global Employers in India
Technology
Self-service tools, streamlined administration, and real-time reporting.
Operations
Expert benefits management, insurer coordination, and renewal support.
Employee Support
Dedicated claims assistance and responsive employee care.
Wellbeing
Health and wellness programs that support a healthier workforce.
How Our Group Health Insurance Process Works
Understand Your Workforce
We start with who your people are, where they are, and what your current coverage looks like.
Compare Market Options
We benchmark insurers and plan structures, then recommend the right fit independently.
Implement the Plan
We place coverage, enroll employees, and issue e-cards, without the spreadsheet cycle.
Support Throughout the Year
We handle additions, exits, and endorsements, and stand with employees through every claim.
Understand Your Workforce
We start with who your people are, where they are, and what your current coverage looks like.
Compare Market Options
We benchmark insurers and plan structures, then recommend the right fit independently.
Implement the Plan
We place coverage, enroll employees, and issue e-cards, without the spreadsheet cycle.
Support Throughout the Year
We handle additions, exits, and endorsements, and stand with employees through every claim.
Understand Your Workforce
We start with who your people are, where they are, and what your current coverage looks like.
Compare Market Options
We benchmark insurers and plan structures, then recommend the right fit independently.
Implement the Plan
We place coverage, enroll employees, and issue e-cards, without the spreadsheet cycle.
Support Throughout the Year
We handle additions, exits, and endorsements, and stand with employees through every claim.
Our Insurer Partner Network
As an independent broker, we place and service your programs across India's leading insurers, so you get the right cover, not a single provider's catalog.
Ready to Review Your Group Health Insurance?
Whether you're exploring options, preparing for renewal, or looking to improve employee benefits, get a free, independent review from VIMA. No commitment, just clear advice you can act on.
Talk to us - it's free